Okanagan Mortgages
Complete Mortgage Services
Client Resources: Checklist
 

With the following information we can approve you mortgage more quickly:

Offer to purchase
Copy of the listing
Signed mortgage application
Verification of income for 3 years (self employed 3 years of Income tax returns and 3 years of company statements)
  • an employment letter stating position, length of time on the job & salary
  • and previous years t4's
Application fee conventional - Appraisal cost ($321)
  • high ratio full service - $165
  • or appraisal cost + $75
Verification of downpayment
  • gift letter and copy of deposit to account or account print out showing deposit
  • copy of offer to purchase on sale
  • copy of passbook or 4 months of bank statements
  • copy of RRSP or investment statement
Void cheque for payments
And for mortgage transfers or switches:
Copy of fire insurance
Copy of mortgage document
Copy of mortgage renewal
Copy of paid tax notice (mortgage statement)
Copy of property assessment

 

All done with this checklist? Continue the process with our Moving Checklist

 
 
 

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